The government is stepping up measures to control housing prices through three key initiatives, aiming to ensure Malaysians continue to have access to affordable homes.
Deputy Minister of Housing and Local Government, Datuk Aiman Athirah Sabu, said one of the measures includes setting a ceiling price of RM300,000 for affordable homes under the National Affordable Housing Policy.
Additionally, the ministry is implementing housing price mapping to ensure prices align with the local population’s purchasing power.
“The government conducts affordable housing price mapping based on median household income by state and district, using data from the 2024 Household Income and Expenditure Survey,” she said during a parliamentary Q&A session.
“This mapping serves as a reference for setting home prices in each locality and is accessible via the Malaysian Urban Observatory (MUO) affordable housing dashboard,” she added.
Aiman Athirah explained that this responds to rising housing costs that are burdening first-time homebuyers.
The ministry is also tightening monitoring of housing developments through the Integrated Housing Management System (HIMS), which fully processes housing development license applications and advertising or sales permits online. This system helps collect housing data for management, monitoring, and reporting, and enables early intervention for delayed or high-risk projects.
According to the National Property Information Centre (NAPIC), Malaysia’s house prices are trending upward, with the Malaysia House Price Index reaching 227.3 points in the first half of 2025 and an average unit price of RM490,376.
To further support first-time homebuyers, the government has strengthened the Housing Loan Guarantee Scheme (SJKP), which provides financing guarantees up to RM500,000, particularly for B40 and M40 groups and individuals with irregular incomes.
The SJKP also offers housing loans up to 120% for first-time buyers and a step-up financing scheme, allowing interest rates to gradually increase according to the borrower’s income growth.
